Shenzhen, China – December 2025, Excelsecu Data Technology Co., Ltd. (Excelsecu) was awarded the Shenzhen Rural Commercial Bank Co., Ltd. (SRCB) 2025 “Shouqianbao” Smart Payment Voice Terminal Procurement Project.
The project deploys a SRCB-customized version of Excelsecu’s latest Cloud Speaker, enabling real-time voice notifications for payment transactions across merchant environments and improving payment experience and operational efficiency. It is designed to deliver transaction success alerts, payment status updates, receipt confirmations, and in-store checkout notifications.
Excelsecu Cloud Speaker is a smart voice terminal designed for financial payment environments. It combines proprietary IoT firmware with cloud-managed platform architecture to deliver low-latency, real-time voice broadcasting of payment events. The device supports Wi-Fi and mobile network connectivity and is designed for stable communication in different deployment environments.
The solution supports QR code payment notifications, merchant acquiring services, payment acceptance, and POS transaction alerts. By streamlining digital payment operations for retail merchants and small businesses, it empowers broader merchant digitalization and mobile payment ecosystems. Leveraging financial-grade secure communication protocols, the solution ensures tamper-proof data transmission across all offline retail environments.
Excelsecu is a digital identity and cybersecurity company specializing in FIDO2 security keys, OTP authenticators, PKI USBKeys (USB Security Token), smart cards, cloud speakers (Smart Payment Voice Terminal), and passwordless authentication solutions. The company serves financial institutions, government agencies, enterprises, and technology partners worldwide with secure authentication and digital trust technologies.
Shenzhen Rural Commercial Bank was established in 2005 as one of the first rural credit cooperatives in a first-tier Chinese city to be restructured into a joint-stock rural commercial bank, and is one of the oldest local banks in Shenzhen.It has grown into a modern and stable commercial bank, serving nearly 10 million individual customers and 370,000 SMEs, while continuously advancing digital finance and supporting regional economic development.
This project further demonstrates Excelsecu's capabilities in payment terminals, merchant digitalization, and digital payment infrastructure, reinforcing its position as a trusted technology provider for financial institutions and payment ecosystems.
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